Services: Business Financing / Business Loan Alternatives
Can’t qualify for a business loan from a bank? We provide business financing and working capital to companies that are growing quickly. Our small business loan alternative programs are flexible and easy to qualify for.
Facing any of these business challenges? Need business loan alternatives?
- Slow Payers: Are you waiting 30 to 60 days to get paid for your invoices? Slow payments jeopardize your ability to meet payroll, pay rent or pay suppliers in a timely fashion. It can prevent you from growing, or worse, drive you out of business. Our invoice factoring program can convert your slow paying invoices into immediate funds.
- You have a large purchase order but no funds to deliver it: One of the most frustrating things that can happen to a business owner is turning away a large order because of lack of funds. Our purchase order financing program can help you finance and deliver your large orders.
Business financing criteria
To be considered for our business financing programs, you must meet the following criteria:
- Your business must be established and must have customers
- Your business must have commercial (not consumer) customers in the US or Canada
- We cannot finance real estate projects
Our business financing programs:
- Are available to businesses of every size
- Are easy to obtain
- Can be set up in days
- Have a number of advantages over conventional business loans
As opposed to banks and financial institutions, we do not require that you have good personal credit or that you show countless financial statements. Our financing programs allows us to be flexible to help you to grow your business.
Business financing programs:
Invoice Factoring: Factoring financing helps companies that cannot afford to wait up to 90 days to get paid by their customers. Leran more about invoice factoring
Freight Factoring: Freight factoring helps trucking carriers and freight brokers that cannot afford to wait up to 90 days to get their freight bills paid. Learn more about freight bill factoring.
Purchase Order Financing: Purchase order funding helps companies that have a purchase order and need financing to pay their suppliers. Learn more about purchase order financing.
Debtor in Possession Financing: Factoring financing for companies undergoing a chapter 11 bankruptcy. Learn more about DIP financing.
Want an instant business financing quote? Get started now:
Fill out this form to get an instant business financing quote or call us toll free at (877) 300 3258 for more information.
Our business loan alternatives can help if you:
- Can’t afford to wait 30 to 60 days to get paid by your commercial customers
- Are turning away new business because of lack of funds
- Can’t afford to make new sales because suppliers demand immediate payment (or a letter of credit)
- Offer commercial services, staffing services, medical services, trucking and transportation services or sell/distribute products to commercial/government clients
Can’t qualify for a business loan?
Business loans can be a cost effective way to finance a business, however they can be out of the reach of new or small business owners. Factoring and purchase order financing can work as bridge financing, helping you grow your business until you are able to obtain conventional business financing.
Alternatives to business loans - Resource Centers:
You can get additional information about alternatives to business loans at our main Business Financing Resource Center or by calling us at (877) 300 3258. You can get additional resources at: